Village Savings and Loans: Empowering Rural
Communities
The essence of our Smallholder Farmer Financing extends beyond
individual empowerment. With the Village Savings and Loans (VSAL)
initiative, we foster the establishment of community-based financial
groups. These groups are self-managed and operate on principles of
trust and mutual benefit, providing a platform for members to save and
borrow money within a secure and supportive community framework.
The VSAL program is particularly impactful in rural areas where access to
formal banking services is limited. It enhances financial resilience,
encourages savings, and facilitates loans for agricultural investments,
thereby contributing to the economic upliftment of entire communities.